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And it’s free!”

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“The easiest way to compare insurance and save up to 40%.

And it’s free!”

Your Personal Adviser

GET A QUOTE NOW

Speak with a Insurance Focus financial adviser today.

You’ll receive the best income protection, trauma insurance, total and permanent disability insurance or life insurance advice available.

We offer Free Insurance Quotes with no obligation to sign up for an insurance policy.

GET A FREE QUOTE

No “What IFs”.
Protect your family should you become totally or permanently disabled.

Total and permanent disablement (TPD) insurance pays you a lump sum amount if you suffer a serious illness or injury that leaves you unable to ever work again. A TPD policy can provide financial assistance for a range of expenses. It can be used to cover your mortgage repayments, pay for medical expenses that have arisen as a result of your disability as well as provide ongoing financial support for your family.

There’s a good chance you already have Total and Permanent Disablement Insurance or even Life Insurance, but it’s important to find out what insurance you have. You may discover that you’re well covered or have too much cover. To find out, Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

happy woman who has permanent disablement insurance

If you have a super fund, then the chances are you already have TPD insurance inside. Super funds that have been organised by employers are required to offer at least a minimum level of life cover.

To find out if you already have disablement insurance, Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

man looking for a permanent disablement insurance quote

Total and Permanent Disablement Insurance or TPD cover is designed to protect you if a disability leaves you unable to work ever again. There are 4 types of TPD insurance covering different purposes:

  1. Own occupation
  2. Any occupation
  3. Home duties
  4. General cover

An Insurance Focus financial planner will be able to help you choose which TPD cover best suits your individual needs.

To be eligible for a benefit payment, you will need to meet the specific criteria of your chosen TPD insurance at the time of claim. Before you apply for Total and Permanent Disablement Insurance, ensure you understand all the criteria you must meet in order to receive a payout because each insurer defines total and permanent disability differently.

happy couple covered by permanent disablement insurance

The amount of cover you will need depends upon both your family and financial situation. As a basic guide, a TPD policy may be used for:

1. Replace lost of earnings
2. Repay your mortgage or any debt
3. Help fund Immediate and ongoing medical needs
4. Assist in home modifications

There’s a good chance you already have Total and Permanent Disablement Insurance or even Life Insurance, but it’s important to find out what insurance you have. You may discover that you’re well covered or have too much cover. To find out, Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

Happy woman who has permanent disablement insurance

To find out if you already have does total and permanent disablement insurance, Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

A licensed financial adviser from Insurance Focus will help you understand the different options available plus find you a suitable trauma insurance policy that provides you with adequate cover. Quotes from Insurance Focus are provided free of charge and there is absolutely no obligation to sign up for a policy.

man looking for a disablement insurance quote

Step 1

Call

You or your nominated beneficiary (which could be your next of kin or the executor of your Will) simply call Insurance Focus on 1300 998 993.

Or Email

Email claims@insurancefocus.com.au to let us know that you will be lodging a claim.

Step 2

Speak to an Adviser

Your dedicated Insurance Focus financial adviser will contact you to take you through the claims process

Step 3

Complete Forms

Complete all forms provided by your Insurance Focus financial adviser and return them with all required documentation to:

Insurance Focus
PO Box 449,
Osborne Park,
WA 6917

Step 4

Insurance Focus will do the rest.

All valid claims will be assessed once the necessary completed documents are received and paid without unnecessary delay.

Access to Australia’s leading insurance companies

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Personalised Insurance Advice

Get a personalised insurance policy from a licensed financial adviser and ensure you’re adequately protected from financial worry at no extra cost.

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Price Guarantee

You won’t pay extra with Insurance Focus as there are no added fees – It’s the same as going direct. Plus, we’ll also compare life insurance policies from all of Australia’s leading insurers for free!

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Free Policy Review

Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.