Any advice provided on this website is general advice only and does not take into account the objectives, financial situation or needs of any particular person.  It does not represent legal, tax or personal advice and should not be relied on as such.  You should obtain financial advice relevant to your circumstances before making any product decisions.  Where a particular financial product is mentioned, you should consider the Product Disclosure Statement  and Financial Services Guide before making any decisions in relation to the product.

Insurance Focus will endeavour to update the website as needed. However, information can change without notice and Insurance Focus does not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.

Every effort has been made to ensure that the information provided is accurate. Individuals must not rely on this information to make a financial or investment decision.

Insurance Focus does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website.

Except in so far as any liability under statute cannot be excluded, Insurance Focus, its employees do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.

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