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And it’s free!”

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“Our customers think we’re great!”
See what they say below…

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“The easiest way to compare insurance and save up to 40%.

And it’s free!”

Your Personal Adviser

GET A QUOTE NOW

Access to Australia’s leading insurance companies

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Speak with an Insurance Focus financial adviser today.

You’ll receive the best income protection, trauma insurance, total and permanent disability insurance or life insurance advice available.

We offer Free Insurance Quotes with no obligation to sign up for an insurance policy.

No “What IFs”. You’ve got everything to lose!

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Personalise your choice of insurance to your occupation


Mining

Mining is a hugely diverse industry with many varying positions and incomes. What’s important is getting the right insurance cover to protect the work you do in mining.

  • What if you got sick or injured and couldn’t work? What if your income ceased? Are you  covered for your site allowances and overtime?
  •  There’s a good chance you already have Life insurance or Income Protection, but it’s important to find out the events that will trigger you being paid your insurance benefits.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Expertise is Second to None"

“When I was diagnosed with breast cancer last year, not only was Gregg very caring about my situation, he managed the entire process for me. And because Gregg and the team were so knowledgeable, our claim was accepted and paid out by our insurer in record time, so I could focus on getting better and my family had no financial worries”

Joanne

Health

Our health system is a mix of services provided by state and federal governments and private healthcare providers. What’s important is getting the right insurance cover to protect the work you do in the health industry.

  • What if you got sick or injured and couldn’t work? What if your income ceased? Are you covered for your stress or needlestick injuries?
  • There’s a good chance you already have Life insurance or Income Protection, but it’s important to find out the events that will trigger you being paid your insurance benefits.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Great advice and very thorough"

“The service I had was top class. Working as a doctor, I was struggling to find the time to research my options. They provided a tailored package that was perfect for my current situation. They took me through a range of options and explained the benefits and drawbacks of each policy. I would strongly recommend them to anyone looking for clear, helpful advice"

David

Professional

As a professional, it’s important to get the right insurance cover to protect the work you do.

  • What if you got sick or injured and couldn’t work? What if your income ceased? Are you covered for your current job or any job you are able to perform?
  • There’s a good chance you already have Life insurance or Income Protection, but it’s important to find out the events that will trigger you being paid your insurance benefits.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Fantastic service"

“I had peace of mind knowing that Insurance Focus are qualified financial planners and not just a person from a call centre”

Louise

Small Business

All businesses are hugely diverse with varying positions and incomes. It’s important to get the right insurance cover to protect the work you do in your business.

  • What if you got sick or injured and couldn’t work? What would happen to your business? Would you be covered while your business continues to receive income?
  • There’s a good chance you already have Life insurance or Income Protection, but it’s important to find out the events that will trigger you being paid your insurance benefits.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Highly recommend – Awesome Service"

"Extremely great service. Insurance Focus saved me a lot of money by explaining my job description to the insurance companies and taking the time to investigate it properly"

Matthew

Personalise your insurance to your lifestyle


Young Singles

You’re young, healthy and carefree. But the reality is young people can still get sick or critically injured too. What if you did run into trouble and couldn’t work? How would you cope with any ongoing financial obligations, including medical bills?

  • Do you have the right insurance in place to ensure you can financially look after yourself?
  • Taking out a policy when you’re young and single has major benefits. Premium rates are drastically cheaper, as you‘re generally less risky to insure.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Great Advice And Very Thorough"

“The service I had was top class. Working as a doctor, I was struggling to find the time to research my options. They provided a tailored package that was perfect for my current situation. They took me through a range of options and explained the benefits and drawbacks of each policy. I would strongly recommend them to anyone looking for clear, helpful advice"

David

Couples

You may not have children, but you do have a partner to worry about. What if you couldn’t work? Would you be able to live on just your partner’s income? And what if they couldn’t work either because they were taking care of you? How would you cope then?

  • Do you have the right insurance in place to protect the wealth you are creating?
  • The good news is personal insurance protects financials goals, so you won’t have to dip into your savings if the unexpected happens.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Highly Recommended"

"The team at Insurance focus provides professional friendly advice in a caring and easy to understand manner. Highly recommend these guys"

Natasha

Couples with Kids

Having a family means you’ve got more to lose. What if you fell critically ill or died suddenly? How would your partner and kids survive without you? Not just emotionally, but financially?

  • Do you have the right insurance in place to look after your family?
  • Having the right insurance in place means you can sleep easier knowing your family is protected if the worst happened.
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Excellent Service"

"Excellent service and attention to detail. Thank you."

Manjeet

Empty Nester

With or without kids, you have expenses to cover. What if a nasty surprise put you out of work? Who would come to your rescue? It doesn’t matter how old you are – if you need to keep on working – then you need to protect your income.

  • Do you have the right insurance in place to ensure you reach your retirement goals?
  • Getting insurance will ensure you can keep doing the things you love and avoid having to put your retirement in jeopardy
  • Review your Insurance today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.

GET A FREE QUOTE

"Fantastic Service"

"I found Insurance Focus to be easy to deal with and great with explaining things to me. I will definitely refer them to friends looking for Insurance"

Fah

Life is great – But what if?
Base your future on facts, not myths

Unlikely. The minimum level of cover provided via your super fund is set with all members in mind.

It is unlikely to be exactly the level of cover you and your family need and may not be enough to cover all or even just some of your debts.

Make sure you contact your super fund to find out your level of cover.

happy woman who has insurance quote

A nice thought, but it’s not true.

Centrelink will pay a maximum disability pension of $569.80 per fortnight for singles and $475.90 (each) for couples.

Would this cover your current lifestyle?

Not usually. Workers’ compensation only covers accidents or injuries that occur during working hours or for an illness that’s the direct result of your employment.

The majority of accidents and illnesses occur outside of the workplace.

So if you want to protect your lifestyle and your family it’s unwise to rely on workers’ compensation alone.

For most Australians insurance is very affordable. For example, a 35 year old male, non-smoker applying for $500,000 of Life Insurance cover – The monthly premium would be approximately $30. A 35 year old female, non-smoker applying for $500,000 of Life Insurance cover – The monthly premium would be approximately $25.

That’s peace of mind for less than the cost of a coffee a day. If you have some existing cover, increasing this to adequate levels may cost you even less than that coffee.

You may find a budget planner a useful tool to help you see how you could free up the spare cash to ensure you have the right level of cover.

woman worries about personal insurance

Insurers do pay claims.

In fact life insurance companies pay out almost $10 million every working day in claims to customers (IFSA analysis based on APRA data and Risk Store data 2007).

This figure would be even higher if Australians had adequate levels of cover.

man looking for life insurance

Insurers are in the business of giving people access to insurance at an affordable price. If they failed to do this, they wouldn’t have a business.

Data from the Investment and Financial Services Association (IFSA) indicates that around 93% of applicants pay standard premiums for their life insurance (IFSA, industry underwriting analysis 2007).

People who have a higher risk of developing chronic illness or who work in high risk occupations are usually required to pay an extra premium to cover this risk – but this only applies to a few people (the remaining 7% of applicants). And only a very small number are not able to be covered at all.

woman worrying about life insurance costs

Unfortunately, this is not the case. In fact, research shows that 60% of families with dependent children do not have enough insurance to cover the household expenses for a year if the family bread winner were to die (IFSA/TNS Protection Gap research 2005).

We also know that on average, those that have death cover through their super policy have less than half the level of cover they need (IFF/AIST Research, 2008).

Ironically, most Australians insure their homes and cars but less than a third insure their most valuable asset – their income. This causes unnecessary hardship for numerous Australians.

woman looking for income protection insurance quote

Access to Australia’s leading insurance companies

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Personalised Insurance Advice

Get a personalised insurance policy from a licensed financial adviser and ensure you’re adequately protected from financial worry at no extra cost.

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Price Guarantee

You won’t pay extra with Insurance Focus as there are no added fees – It’s the same as going direct. Plus, we’ll also compare life insurance policies from all of Australia’s leading insurers for free!

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Free Policy Review

Get a Free Policy Review today and get peace of mind! It will only take a few minutes to ensure you’re adequately protected from financial worry.